SEPIA INSURANCE AGENCY
Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness or critical illness (Living benefits) can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses, such as funeral expenses, can also be included in the benefits.
There are two basic types of life insurance in the United States market: term life insurance and whole life insurance.
Depend of your needs we can help you with your insurance. You can see all our coverage: