Personal umbrella insurance is a type of insurance designed to add extra liability coverage over and above another insurance policy, such as auto or homeowners insurance.

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Umbrella insurance can provide coverage for:

Injuries, property damage, certain lawsuits, and personal liability situations.

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Umbrella insurance is worth it if the value of your assets exceeds your auto or home liability insurance limits. Umbrella policies are relatively inexpensive so they are worth the investment if you have significant assets you're looking to protect from costly liability claims.

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